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Tuesday, January 6, 2026

End of an Era

For now, we have suspended our three decade long run of citizen journalism and will let you know where we go from here.  Two of our other publications, American Injustice and street sociologist are also closed, but remain online for now on Blogger. 


Our Anti-SLAPP lawsuit (Chip Paucek and Pro Athlete Community v Dahn Shaulis) is pending. While the legal bill is enormous, we expect to win. In the meantime, please support independent voices like Democracy Now!, Richard Wolff, Robert A. PapeJulie K. BrownRoger Sollenberger, and Troy Barile
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Use the search tools and click on these hashtags for more information from the College Meltdown and Higher Education Inquirer archives.  
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#veritas #virtue #Vistria #wikipedia #Yale

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   Higher Education and Class Sorting. Image by Glen McGhee

On our last full day of operation, we extend our deepest gratitude to the many courageous voices who have contributed to the Higher Education Inquirer over the years. Through research, reporting, whistleblowing, analysis, and public service, you have exposed inequities, challenged powerful interests, and helped the public understand the realities of higher education. Together, you form a resilient network of knowledge, courage, and public service, showing that collective insight can illuminate even the most entrenched systems. Your dedication has been, and continues to be, invaluable.

Special thanks to:
Bryan Alexander (Future Trends Forum), J. J. Anselmi (author), Devarian Baldwin (Trinity College),  Lisa Bannon (Wall Street Journal), Joe Berry (Higher Education Labor United), Kate Bronfenbrenner (Cornell)Stephen Burd (New America), Ann Bowers (Debt Collective), James Michael Brodie (Black and Gold Project Foundation), Patrick Campbell (Vets Ed Brief), Richard Cannon (activist), Kirk Carapezza (WGBH), Kevin L. Clay (Rutgers)Randall Collins (UPenn), Marianne Dissard (activist), Cory Doctorow, William Domhoff (UC Santa Cruz), Ruxandra Dumitriu, Keil Dumsch, Garrett Fitzgerald (College Recon), Glen Ford (with the ancestors), Richard Fossey (Condemned to Debt), Erica Gallagher (2U Whistleblower), Cliff Gibson III (Gibson & Keith), Henry Giroux (McMaster University), Terri Givens (University of British Columbia), Aaron Glantz, Luke Goldstein (The Lever),  Nathan Grawe (Carleton College), Michael Green (UNLV), Michael Hainline (Restore the GI Bill for Veterans), Debra Hale Shelton (Arkansas Times), Stephanie M. Hall (Protect Borrowers),  David Halperin (Republic Report), Bill Harrington (Croatan Institute), Phil Hill (On EdTech), Investor X (business insider), Robert Jensen (UT Austin), Seth Kahn (WCUP), Hank Kalet (Rutgers), Ben Kaufman (Protect Borrowers), Robert Kelchen (University of Tennessee), Karen Kelsky (The Professor Is In)Neil Kraus (UWRF), LACCD Whistleblower, Michelle Lee (whistleblower), Wendy Lynne Lee (Bloomsburg University of PA), Emmanuel Legeard (whistleblower), Adam Looney (University of Utah), Alec MacGillis (ProPublica), Jon Marcus (Hechinger Report), Steven Mintz (University of Texas), John D. Murphy (Mission Forsaken)Annelise Orleck (Dartmouth)Margaret Kimberly (Black Agenda Report), Austin Longhorn (UT student loan debt whistleblower), Richard Pollock (journalist), Debbi Potts (whistleblower), Jack Metzger (Roosevelt University), Derek Newton (The Cheat Sheet), Jeff Pooley (Annenberg Center), Fahmi Quadir (Safkhet Capital)Chris Quintana (USA Today)Jennifer Reed (University of Akron), Kevin Richert (Idaho Education News), Gary Roth (Rutgers-Newark), Mark Salisbury (TuitionFit), Stephanie Saul (NY Times), Christopher Serbagi (Serbagi Law), Alex Shebanow  (Fail State), Bob Shireman (TCF)Bill Skimmyhorn (William & Mary), Peter Simi (Chapman University), Jeffrey Sonnenfeld (Yale)Gary Stocker (College Viability), Strelnikov (Wikipedia Sucks), Taylor Swaak (Chronicle of Higher Education)Theresa Sweet (Sweet v Cardona), Harry Targ (Purdue University), Moe Tkacik (American Prospect),  Kim Tran (activist), Mark Twain Jr. (business insider), Michael Vasquez (The Tributary), Marina Vujnovic (Monmouth)Richard Wolff (Economic Update), David WhitmanTodd Wolfson (Rutgers, AFT)Helena Worthen (Higher Ed Labor United), DW (South American Correspondent), Heidi Weber (Whistleblower Revolution), Michael Yates (Monthly Review), government officials who have supported transparency and accountability, and the countless other educators, researchers, whistleblowers, advocates, and public servants whose work strengthens our understanding of higher education.

Dahn Shaulis and Glen McGhee



A Syllabus of Resistance

Higher education today demands that we strip away illusions. The university is no longer a sanctuary of truth but a contested battleground of austerity, automation, and alienation. Students, adjuncts, and staff are caught in a cycle of debt, precarity, and surveillance. To resist, we need not another glossy strategic plan but a syllabus — a curriculum of solidarity, transparency, and rehumanization.

Debt defines the student experience. Student loan balances now exceed $1.77 trillion, and repayment programs like PSLF and income-driven repayment offer only partial relief. In 2024, as federal student loan payments resumed after a pandemic pause, millions of borrowers simply refused to pay, transforming individual debt into collective action. The Debt Collective has organized strikes and campaigns to cancel student debt, reframing borrowing as a political issue rather than a private burden. This movement challenges whether the entire financing model of higher education can survive.

Faculty labor is equally precarious. More than seventy percent of instructors are contingent, often earning poverty wages without benefits. At Harrisburg Area Community College, over 200 faculty went on strike in November 2025 after years of stalled negotiations, exemplifying a growing national labor movement against stagnant pay and weakened job security. Adjunct faculty unions at Rutgers and elsewhere continue to push back against layoffs and austerity measures. The crisis of contingent labor has moved from quiet exploitation to open confrontation.

Climate crisis compounds the meltdown. Universities expand globally in a frenzy of collegemania, while ignoring ecological collapse. Student activists demand divestment from fossil fuels, but boards often resist. At Princeton, campaigners uncovered that the university owns a controlling stake in PetroTiger, a fossil fuel company, profiting directly from extraction. Edge Hill University in the UK recently committed to divest from both fossil fuels and border security companies after sustained student pressure. The University of Illinois, despite pledging to divest years ago, still faces protests demanding action. These campaigns show that climate justice is inseparable from educational justice.

Surveillance intensifies alienation. Universities increasingly deploy corporate partnerships and AI tools to monitor student dissent. At the University of Houston, administrators contracted with Dataminr to scrape students’ social media activity during Palestine solidarity protests. Amnesty International has warned that tools like Palantir and Babel Street pose surveillance threats to student activists. Truthout reports that campuses have become laboratories for military-grade surveillance technology, punishing dissent and eroding trust. Education becomes transactional and disciplinary, leaving students reporting higher levels of stress and disconnection.

Resistance must also be moral. University governance remains hierarchical and opaque, resembling corporate boards more than democratic institutions. Calls for transparency and veritas are drowned out by branding campaigns and political capture. A pedagogy of resistance must be rooted in temperance, nonviolence, and solidarity. Rehumanization is the antidote to robostudents, roboworkers, and robocolleges. It is the refusal to be bots, debtors, or disposable labor, and the insistence on reclaiming education as a public good.

Developing a Democratic Syllabus of Resistance

This syllabus is not a catalog of courses but a call to action. Debt strikes, adjunct unionization, climate divestment campaigns, and surveillance pushback are fragments of a larger curriculum of resistance. But this syllabus is incomplete without you. Readers are invited to join in creating it — to add new units, case studies, and strategies that reflect the lived realities of students, workers, and communities.

For inspiration, see the Higher Education Inquirer’s earlier piece on Methods of Student Nonviolent Resistance, which documents the long history of campus activism and the evolving tactics of protest, persuasion, and noncooperation. That archive reminds us that resistance is not only possible but essential.

The classroom is everywhere, and the time is now.

Sunday, January 4, 2026

Beyond the College Meltdown: Moral Decay, Dehumanization, and the Failure of Courage (Dahn Shaulis and Glen McGhee)

At the Higher Education Inquirer, our focus on the college meltdown has always pointed beyond collapsing enrollments, rising tuition, and institutional dysfunction. Higher education has served as a warning signal — a visible manifestation of a far deeper crisis: the moral decay and dehumanization of society, compounded by a profound failure of courage among those with the greatest power and resources.

This concern predates the current moment. Through our earlier work at American Injustice, we chronicled how American institutions steadily abandoned ethical responsibility in favor of profit, prestige, and political convenience. What is happening in higher education today is not an anomaly. It is the predictable outcome of decades of moral retreat by elites who benefit from the system while refusing to challenge its injustices.

Permanent War and the Moral Abdication of Leadership

Wars in Gaza, Ukraine, and Venezuela reveal a world in which human suffering has been normalized and strategically managed rather than confronted. Civilian lives are reduced to abstractions, filtered through geopolitical narratives and sanitized media frames. What is most striking is not only the violence itself, but the ethical cowardice of leadership.

University presidents, policymakers in Washington, and financial and technological elites rarely speak with moral clarity about war and its human costs. Institutions that claim to value human life and critical inquiry remain silent, hedging statements to avoid donor backlash or political scrutiny. The result is not neutrality, but complicity — a tacit acceptance that power matters more than people.

Climate Collapse and the Silence of Those Who Know Better

Climate change represents an existential moral challenge, yet it has been met with astonishing timidity by those most capable of leading. Universities produce the research, model the risks, and educate the future — yet many remain financially entangled with fossil fuel interests and unwilling to confront the implications of their own findings.

Student demands for divestment and climate accountability are often treated as public-relations problems rather than ethical imperatives. University presidents issue vague commitments while continuing business as usual. In Washington, legislation stalls. On Wall Street, climate risk is managed as a portfolio concern rather than a human catastrophe. In Silicon Valley, technological “solutions” are offered in place of systemic change.

This is not ignorance. It is cowardice disguised as pragmatism.

The Suppression of Student Protest and the Fear of Moral Clarity

The moral vacuum at the top becomes most visible when students attempt to fill it. Historically, student movements have pushed institutions toward justice — against segregation, apartheid, and unjust wars. Today, however, student protest is increasingly criminalized.

Peaceful encampments are dismantled. Students are arrested or suspended. Faculty are intimidated. Surveillance tools track dissent. University leaders invoke “safety” and “order” while outsourcing enforcement to police and private security. The message is unmistakable: moral engagement is welcome only when it does not challenge power.

This is not leadership. It is risk aversion elevated to institutional doctrine.

Mass Surveillance and the Bureaucratization of Fear

The expansion of mass surveillance further reflects elite moral failure. From campuses to corporations, human beings are monitored, quantified, and managed. Surveillance is justified as efficiency or security, but its deeper function is control — discouraging dissent, creativity, and ethical risk-taking.

Leaders who claim to champion innovation quietly accept systems that undermine autonomy and erode trust. In higher education, surveillance replaces mentorship; compliance replaces curiosity. A culture of fear takes root where moral courage once should have flourished.

Inequality and the Insulation of Elites from Consequence

Extreme inequality enables this cowardice. Those at the top are shielded from the consequences of their decisions. University presidents collect compensation packages while adjuncts struggle to survive. Wall Street profits from instability it helps create. Silicon Valley builds tools that reshape society without accountability. Washington dithers while communities fracture.

When elites are insulated, ethical standards erode. Moral responsibility becomes optional — something to be invoked rhetorically but avoided in practice.

Social Media, AI, and the Automation of Moral Evasion

Social media and Artificial Intelligence accelerate dehumanization while providing cover for inaction. Platforms reward outrage without responsibility. Algorithms make decisions without accountability. Leaders defer to “systems” and “processes” rather than exercising judgment.

In higher education, AI threatens to further distance leaders from the human consequences of their choices — allowing automation to replace care, metrics to replace wisdom, and efficiency to replace ethics.

The Crisis Beneath the Crisis

The college meltdown is not simply a failure of policy or finance. It is a failure of moral leadership. Those with the most power — university presidents, elected officials, financiers, and technologists — have repeatedly chosen caution over conscience, reputation over responsibility, and silence over truth.

War without moral reckoning. Climate collapse without leadership. Protest without protection. Surveillance without consent. Inequality without accountability.

These are not accidents. They are the results of decisions made — and avoided — by people who know better.

Toward Moral Courage and Rehumanization

Rehumanization begins with courage. It requires leaders willing to risk prestige, funding, and influence in defense of human dignity. Higher education should be a site of ethical leadership, not an echo of elite fear.

This means defending student protest, confronting climate responsibility honestly, rejecting dehumanizing technologies, and placing human well-being above institutional self-preservation. It means leaders speaking plainly about injustice — even when it is inconvenient.

Our concern at Higher Education Inquirer — and long before that, at American Injustice — has always been this: What happens to a society when those with the greatest power lack the courage to use it ethically?

Until that question is confronted, the college meltdown will remain only one visible fracture in a far deeper moral collapse.

Higher Education Inquirer Resources, Spring 2026

[Editor's note: Please let us know of any corrections, additions, or broken links.  We always welcome your feedback.]  

This list traces how U.S. higher education has been reshaped by neoliberal policies, privatization, and data-driven management, producing deepening inequalities across race and class. The works examine the rise of academic capitalism, growing student debt, corporatization, and the influence of private interests—from for-profit colleges to rankings and surveillance systems. Together, they depict a sector drifting away from its public mission and democratic ideals, while highlighting the structural forces that created today’s crises and the reforms needed to reverse them.











Ahn, Ilsup (2023). The Ethics of Educational Healthcare: Student Debt, Neoliberalism, and Justice. Palgrave Macmillan.
Alexander, Bryan (2020). Academia Next: The Futures of Higher Education. Johns Hopkins Press.
Alexander, Bryan (2023). Universities on Fire. Johns Hopkins Press.
Alexander, Bryan (2026). Peak Higher Ed. Johns Hopkins Press.
Angulo, A. (2016). Diploma Mills: How For-profit Colleges Stiffed Students, Taxpayers, and the American Dream. Johns Hopkins University Press.
Apthekar, Bettina (1966). Big Business and the American University. New Outlook Publishers.
Apthekar, Bettina (1969). Higher Education and the Student Rebellion in the United States, 1960–1969: A Bibliography.
Archibald, R. & Feldman, D. (2017). The Road Ahead for America's Colleges & Universities. Oxford University Press.
Armstrong, E. & Hamilton, L. (2015). Paying for the Party: How College Maintains Inequality. Harvard University Press.
Arum, R. & Roksa, J. (2011). Academically Adrift: Limited Learning on College Campuses. University of Chicago Press.
Baldwin, Davarian (2021). In the Shadow of the Ivory Tower: How Universities Are Plundering Our Cities. Bold Type Books.
Barr, Andrew & Turner, Sarah (2023). The Labor Market Returns to Higher Education. Oxford University Press.
Bennett, W. & Wilezol, D. (2013). Is College Worth It? Thomas Nelson.
Berg, I. (1970). The Great Training Robbery: Education and Jobs. Praeger.
Berman, Elizabeth P. (2012). Creating the Market University. Princeton University Press.
Berman, Elizabeth Popp & Stevens, Mitchell (eds.) (2019). The University Under Pressure. Emerald Publishing.
Berry, J. (2005). Reclaiming the Ivory Tower: Organizing Adjuncts to Change Higher Education. Monthly Review Press.
Berry, J. and Worthen, H. (2021). Power Despite Precarity: Strategies for the Contingent Faculty Movement in Higher Education. Pluto Books.
Best, J. & Best, E. (2014). The Student Loan Mess. Atkinson Family Foundation.
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Bogue, E. Grady & Aper, Jeffrey (2000). Exploring the Heritage of American Higher Education.
Bok, D. (2003). Universities in the Marketplace. Princeton University Press.
Bousquet, M. (2008). How the University Works. NYU Press.
Brennan, J. & Magness, P. (2019). Cracks in the Ivory Tower. Oxford University Press.
Brint, S. & Karabel, J. (1989). The Diverted Dream. Oxford University Press.
Burawoy, Michael & Mitchell, Katharyne (eds.) (2020). The University, Neoliberalism, and the Politics of Inequality. Routledge.
Burd, Stephen (2024). Lifting the Veil on Enrollment Management: How a Powerful Industry is Limiting Social Mobility in American Higher Education. Harvard Education Press
Cabrera, Nolan L. (2018). White Guys on Campus. Rutgers University Press.
Cabrera, Nolan L. (2024). Whiteness in the Ivory Tower. Teachers College Press.
Cantwell, Brendan & Robertson, Susan (eds.) (2021). Research Handbook on the Politics of Higher Education. Edward Elgar.
Caplan, B. (2018). The Case Against Education. Princeton University Press.
Cappelli, P. (2015). Will College Pay Off? Public Affairs.
Carney, Cary Michael (1999). Native American Higher Education in the United States. Transaction.
Cassuto, Leonard (2015). The Graduate School Mess. Harvard University Press.
Caterine, Christopher (2020). Leaving Academia. Princeton Press.
Childress, H. (2019). The Adjunct Underclass. University of Chicago Press.
Chomsky, Noam (2014). Masters of Mankind. Haymarket Books.
Choudaha, Rahul & de Wit, Hans (eds.) (2019). International Student Recruitment and Mobility. Routledge.
Clay, Kevin (2026). I Guess This Is Activism?: Youth, Political Education, and Free-Market Common Sense. University of Minnesota Press.  
Cohen, Arthur M. (1998). The Shaping of American Higher Education. Jossey-Bass.
Collins, Randall (1979/2019). The Credential Society. Columbia University Press.
Cottom, Tressie McMillan (2016). Lower Ed.
Cottom, Tressie McMillan & Darity, William A. Jr. (eds.) (2018). For-Profit Universities. Routledge.
Domhoff, G. William (2021). Who Rules America? Routledge.
Donoghue, F. (2008). The Last Professors.
Dorn, Charles (2017). For the Common Good. Cornell University Press.
Eaton, Charlie (2022). Bankers in the Ivory Tower. University of Chicago Press.
Eisenmann, Linda (2006). Higher Education for Women in Postwar America. Johns Hopkins Press.
Espenshade, T. & Walton Radford, A. (2009). No Longer Separate, Not Yet Equal. Princeton University Press.
Faragher, John Mack & Howe, Florence (eds.) (1988). Women and Higher Education in American History. Norton.
Farber, Jerry (1972). The University of Tomorrowland. Pocket Books.
Freeman, Richard B. (1976). The Overeducated American. Academic Press.
Gaston, P. (2014). Higher Education Accreditation. Stylus.
Gildersleeve, Ryan Evely & Tierney, William (2017). The Contemporary Landscape of Higher Education. Routledge.
Ginsberg, B. (2013). The Fall of the Faculty. Oxford University Press.
Giroux, Henry (1983). Theory and Resistance in Education. Bergin and Garvey Press.
Giroux, Henry (2014). Neoliberalism’s War on Higher Education. Haymarket Books.
Giroux, Henry (2022). Pedagogy of Resistance. Bloomsbury Academic.
Gleason, Philip (1995). Contending with Modernity. Oxford University Press.
Golden, D. (2006). The Price of Admission.
Goldrick-Rab, S. (2016). Paying the Price.
Graeber, David (2018). Bullshit Jobs. Simon and Schuster.
Groeger, Cristina Viviana (2021). The Education Trap. Harvard Press.
Hamilton, Laura T. & Kelly Nielson (2021). Broke.
Hampel, Robert L. (2017). Fast and Curious. Rowman & Littlefield.
Hirschman, Daniel & Berman, Elizabeth Popp (eds.) (2021). The Sociology of Higher Education.
Johnson, B. et al. (2003). Steal This University.
Kamenetz, Anya (2006). Generation Debt. Riverhead.
Keats, John (1965). The Sheepskin Psychosis. Lippincott.
Kelchen, Robert (2018). Higher Education Accountability. Johns Hopkins University Press.
Kezar, A., DePaola, T., & Scott, D. (2019). The Gig Academy. Johns Hopkins Press.
Kinser, K. (2006). From Main Street to Wall Street.
Kozol, Jonathan (1992). Savage Inequalities. Harper Perennial.
Kozol, Jonathan (2006). The Shame of the Nation. Crown.
Kraus, Neil (2023). The Fantasy Economy: Neoliberalism, Inequality, and the Education Reform Movement. Temple University Press.
Labaree, David (1997). How to Succeed in School Without Really Learning. Yale University Press.
Labaree, David F. (2017). A Perfect Mess. University of Chicago Press.
Lafer, Gordon (2004). The Job Training Charade. Cornell University Press.
Loehen, James (1995). Lies My Teacher Told Me. The New Press.
Lohse, Andrew (2014). Confessions of an Ivy League Frat Boy. Thomas Dunne Books.
Lucas, C.J. (1994). American Higher Education: A History.
Lukianoff, Greg & Haidt, Jonathan (2018). The Coddling of the American Mind. Penguin Press.
Maire, Quentin (2021). Credential Market. Springer.
Mandery, Evan (2022). Poison Ivy. New Press.
Marginson, Simon (2016). The Dream Is Over. University of California Press.
Marti, Eduardo (2016). America's Broken Promise. Excelsior College Press.
Mettler, Suzanne (2014). Degrees of Inequality. Basic Books.
Morris, Dan & Targ, Harry (2023). From Upton Sinclair's 'Goose Step' to the Neoliberal University.
Newfeld, C. (2011). Unmaking the Public University.
Newfeld, C. (2016). The Great Mistake.
Newfield, Christopher (2023). Metrics-Driven. Johns Hopkins Press.
O’Neil, Cathy (2016). Weapons of Math Destruction. Crown.
Palfrey, John (2020). Safe Spaces, Brave Spaces. MIT Press.
Paulsen, M. & Smart, J.C. (2001). The Finance of Higher Education. Agathon Press.
Piketty, Thomas (2020). Capital and Ideology. Harvard University Press.
Reynolds, G. (2012). The Higher Education Bubble. Encounter Books.
Rojstaczer, Stuart (1999). Gone for Good. Oxford University Press.
Rosen, A.S. (2011). Change.edu. Kaplan Publishing.
Roth, G. (2019). The Educated Underclass. Pluto Press.
Ruben, Julie (1996). The Making of the Modern University. University of Chicago Press.
Rudolph, F. (1991). The American College and University.
Rushdoony, R. (1972). The Messianic Character of American Education. The Craig Press.
Schrecker, Ellen (2010). The Lost Soul of Higher Education: New Press.
Selingo, J. (2013). College Unbound.
Shelton, Jon (2023). The Education Myth. Cornell University Press.
Simpson, Christopher (1999). Universities and Empire. New Press.
Sinclair, U. (1923). The Goose-Step.
Slaughter, Sheila & Rhoades, Gary (2004). Academic Capitalism and the New Economy. Johns Hopkins University Press.
Smyth, John (2017). The Toxic University. Palgrave Macmillan.
Sperber, Murray (2000). Beer and Circus. Holt.
Stein, Sharon (2022). Unsettling the University. Johns Hopkins Press.
Stevens, Mitchell L. (2009). Creating a Class. Harvard University Press.
Stodghill, R. (2015). Where Everybody Looks Like Me.
Tamanaha, B. (2012). Failing Law Schools. University of Chicago Press.
Tatum, Beverly (1997). Why Are All the Black Kids Sitting Together in the Cafeteria? Basic Books.
Taylor, Barret J. & Cantwell, Brendan (2019). Unequal Higher Education. Rutgers University Press.
Thelin, John R. (2019). A History of American Higher Education. Johns Hopkins Press.
Tolley, K. (2018). Professors in the Gig Economy. Johns Hopkins University Press.
Trow, Martin (1973). Problems in the Transition from Elite to Mass Higher Education. Carnegie Commission on Higher Education. 
Twitchell, James B. (2005). Branded Nation. Simon and Schuster.
Vedder, R. (2004). Going Broke By Degree.
Veysey, Lawrence R. (1965). The Emergence of the American University.
Washburn, J. (2006). University Inc.
Washington, Harriet A. (2008). Medical Apartheid. Anchor.
Whitman, David (2021). The Profits of Failure. Cypress House.
Wilder, C.D. (2013). Ebony and Ivy.
Winks, Robin (1996). Cloak and Gown. Yale University Press.
Woodson, Carter D. (1933). The Mis-Education of the Negro.
Zaloom, Caitlin (2019). Indebted. Princeton University Press.
Zemsky, Robert, Shaman, Susan & Baldridge, Susan Campbell (2020). The College Stress Test. Johns Hopkins University Press.
Zuboff, Shoshana (2019). The Age of Surveillance Capitalism. PublicAffairs. 

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Thursday, January 1, 2026

Forecasting the U.S. College Meltdown: How Higher Education Inquirer’s 2016 Warnings Played Out, 2016–2025 (Glen McGhee)

In December 2016, the Higher Education Inquirer published a set of 18 predictions warning of an ongoing “U.S. College Meltdown.” At the time, these warnings ran counter to the dominant narrative promoted by university leaders, accreditation agencies, Wall Street analysts, and much of the higher education press. College, readers were assured, remained a sound investment. Institutional risks were described as isolated, manageable, or limited to a small number of poorly run schools.

Nearly nine years later, that confidence has collapsed.

A comprehensive review of publicly available data, investigative journalism, court records, and government reports shows that 17 of the Higher Education Inquirer’s 18 predictions—94.4 percent—have been fully or partially confirmed. What was once framed as speculation now reads as an early diagnosis of a system already in advanced decline.

This article is not a victory lap. It is an accounting—of warnings ignored, of structural failures compounded, and of a higher education system reshaped less by learning than by debt, austerity, and financial engineering.

The Growth of Student Debt

In 2016, total student loan debt stood at approximately $1.4 trillion. By 2025, it had surpassed $1.8 trillion, despite repeated claims that the crisis was stabilizing. Millions of borrowers cycled in and out of forbearance, delinquency, and default, often unaware of the long-term consequences of capitalization, interest accrual, and damaged credit.

Temporary relief programs—pandemic pauses, income-driven repayment plans, and selective forgiveness—offered short-term breathing room while failing to address the underlying cost structure of higher education. Legal challenges and administrative reversals further destabilized borrower expectations, reinforcing the sense that student debt had become a permanent feature of American life rather than a transitional burden.

The Higher Education Inquirer warned in 2016 that student loans would increasingly function as a disciplinary mechanism, constraining career choice, delaying family formation, and suppressing economic mobility. That warning has proven prescient.

Graduate Underemployment and the Erosion of the Degree Premium

Another core prediction concerned the labor market. While headline unemployment numbers often appeared strong, the quality of employment deteriorated. By the early 2020s, a majority of recent four-year college graduates were underemployed—working in jobs that did not require a degree or offered limited advancement.

Wages stagnated even as credential requirements rose. Employers demanded more education for the same roles, while offering less stability in return. The result was a generation of graduates caught between rising expectations and diminishing returns.

This shift exposed a contradiction at the heart of the modern university: institutions continued to market degrees as pathways to prosperity, even as internal data increasingly showed that outcomes varied dramatically by institution, major, race, and class.

Enrollment Decline and the Demographic Cliff

The enrollment downturn predicted in 2016 arrived in waves. First came post–Great Recession skepticism. Then demographic decline reduced the number of traditional college-age students. Finally, the pandemic accelerated distrust, remote learning fatigue, and financial strain.

By the mid-2020s, enrollment losses were no longer cyclical. They were structural.

Colleges responded not by rethinking pricing or mission, but by cutting costs. Programs were eliminated, faculty positions left unfilled, and student services hollowed out. In rural and working-class regions, entire communities lost anchor institutions that had served as employers, cultural centers, and pathways to upward mobility.

Institutional Debt, Financialization, and Risk Shifting

One of the most underreported developments has been the rise of institutional debt. Facing declining tuition revenue, many colleges turned to bond markets to finance operations, capital projects, or refinancing. This strategy delayed collapse but increased long-term vulnerability.

The Higher Education Inquirer warned that debt-financed survival strategies would transfer risk downward—onto students through higher tuition, onto staff through layoffs, and onto local governments when institutions failed. That pattern has repeated itself across the country.

Meanwhile, elite universities with massive endowments continued to expand, insulate themselves from risk, and benefit from tax advantages unavailable to less wealthy institutions.

Closures, Mergers, and Asset Stripping

Since 2016, well over one hundred colleges have closed, merged, or been absorbed. Many closures were preceded by years of warning signs: declining enrollment, deferred maintenance, accreditation scrutiny, and emergency fundraising campaigns.

In some cases, institutions sold land, buildings, or entire campuses to survive. In others, boards pursued mergers that preserved branding while eliminating local governance and jobs.

These were not isolated failures. They were the predictable outcome of a system that prioritized growth, prestige, and financial metrics over resilience and public accountability.

The Limits of Reform and the Failure of Oversight

Perhaps the most sobering confirmation of the 2016 analysis is not any single data point, but the broader failure of reform. Despite abundant evidence of harm, regulatory responses remained fragmented and reactive. Accreditation agencies rarely intervened early. Federal enforcement was inconsistent. Media coverage often framed crises as unfortunate anomalies rather than systemic outcomes.

The Higher Education Inquirer argued in 2016 that the greatest risk was not collapse itself, but normalization—the slow acceptance of dysfunction as inevitable. That normalization is now visible in policy debates that treat mass underemployment, lifelong debt, and institutional instability as the cost of doing business.

A Crisis Foretold

The U.S. college meltdown did not arrive as a single dramatic event. It unfolded slowly, unevenly, and predictably—through spreadsheets, bond prospectuses, enrollment dashboards, and borrower accounts.

The accuracy of these forecasts underscores a deeper truth: the crisis was foreseeable. It was documented. It was warned about. What was missing was the willingness to act.

The Higher Education Inquirer published its predictions in 2016 not to provoke fear, but to provoke accountability. Nine years later, the record is clear. The meltdown was not an accident. It was a choice—made repeatedly, by institutions and policymakers who believed the system could absorb unlimited strain.

It could not.


Sources
LendingTree; EducationData; Inside Higher Ed; Higher Ed Dive; Forbes; NPR; Brookings Institution; National Bureau of Economic Research (NBER)

College Meltdown 2026 (Glen McGhee)

As the United States moves deeper into the 2020s, the College Meltdown is no longer a speculative concept but a structural reality. The crisis touches nearly every part of the system: enrollment, finances, labor, governance, and the perceived value of a college degree itself. The forces fueling this meltdown are not sudden shocks but accumulated pressures — demographic contraction, policy failures, privatization schemes, student debt burdens, and decades of mission drift — that now converge in 2026 with unprecedented intensity.

The Waning of College Mania

For decades, higher education sold an uncomplicated dream: go to college, get ahead, and move securely into the middle class. This college mania was promoted by policymakers, corporate interests, university marketers, and a compliant media ecosystem. But the spell is breaking. Students at elite universities are skipping classes, disillusioned not only by campus turmoil but by the reality that a degree, even from a prestigious institution, no longer guarantees a stable future. Employers increasingly question the value of credentials that have become inflated, inconsistent, and disconnected from workplace needs.

Yet paradoxically, many jobs still require degrees — not because the work demands them, but because credentialing has become a screening mechanism. The U.S. has built a system in which people must spend tens of thousands of dollars for access to a job that may not even require the knowledge their degree supposedly certifies. This contradiction lies at the heart of the meltdown.

Moody’s Confirms the Meltdown: A Negative Outlook for 2026

The financial rot is now too deep to ignore. Moody’s Investors Service recently issued a negative outlook for all of U.S. higher education for FY2026, confirming what researchers, debtors, and frontline faculty have been warning for years. Demographic decline continues to shrink the pool of traditional college-age students, leaving hundreds of institutions with no plausible path to enrollment stability.

Moody’s expects expenses to grow 4.4% in 2026, while revenues will grow only 3.5% — and for small tuition-dependent institutions, revenue growth may fall to 2.5–2.7%. In other words, the business model simply no longer works. Institutions are already turning to hiring freezes, early retirements, shared services, layoffs, and mergers. These austerity strategies hit labor and students hardest while preserving administrative bloat at the top, mirroring broader patterns of inequality across the U.S. economy.

Compounding the problem, federal loan reforms — particularly the elimination or capping of Grad PLUS loans — threaten universities that rely on overpriced master’s programs as revenue engines. Many of these programs were built during the boom years as financial lifelines, not academic commitments. The bottom is falling out of that model too.


[Image: HEI's baseline model shows steady losses between 2026 and 2036. And it could get much worse].  

White-Collar Unemployment and the Broken Value Proposition

A new generation is confronting economic realities that undermine the old promise of higher education. Recent data show that college graduates now make up roughly 25% of all unemployed Americans, a startling indicator of white-collar contraction. The unemployment rate for bachelor’s degree holders rose to 2.8%, up half a point in a year.

If higher education was once treated as an automatic economic escalator, it is now a much riskier gamble — often with a lifetime of debt attached.

Demographic Collapse and Institutional Failures

The so-called “demographic cliff” is no longer a future event; colleges in the Midwest, Northeast, and South are already competing for shrinking numbers of high-school graduates. Some institutions have resorted to predatory recruitment, deceptive marketing, and desperate discounting — the same tactics that fueled the for-profit college boom and collapse.

Meanwhile, the FAFSA disaster, mismanagement at the Department of Education, and the chaos surrounding federal financial aid verification have caused enrollment delays and intensified uncertainty. Institutions like Phoenix Education Partners (PXED) are already trying to shift blame for their own recruitment failures and history of fraud onto the federal government, signaling a new round of accountability evasion reminiscent of the Corinthian Colleges and ITT Tech eras.

Student Debt, Inequality, and Loss of Legitimacy

Student debt remains above $1.7 trillion, reshaping the life trajectories of millions and reinforcing racial and class disparities. Black borrowers, first-generation students, and low-income communities bear the heaviest burdens. Many institutions — especially elite medical centers and flagship universities — are simultaneously cash-rich and inequality-producing, perpetuating the dual structure of American higher education: privilege for the few, precarity for the many.

Faculty and staff face their own meltdown. Contingent labor now constitutes the majority of the instructional workforce, while administrators grow more numerous and more insulated from accountability. Shared governance is weakened, academic freedom is eroding, and political interference is rising, particularly in states targeting DEI programs, history curricula, and dissent.

The Road Ahead: Contraction, Consolidation, and Possibility

The College Meltdown will continue in 2026. More closures are coming, especially among small private colleges and underfunded regional publics. Mergers will be framed as “strategic realignments,” but for many communities — especially rural and historically marginalized ones — they will represent the loss of an anchor institution.

Yet contraction also opens space for reimagining. The United States could choose to rebuild higher education around equity, public purpose, and social good, rather than market metrics and debt financing. That would require:

  • substantial public reinvestment,

  • free or low-cost pathways for essential programs,

  • accountability for predatory institutions,

  • democratized governance, and

  • a commitment to racial and economic justice.

Whether the nation takes this opportunity remains unclear. What is certain is that the system built on college mania, easy credit, and limitless expansion is collapsing — and Moody’s latest warning simply confirms what students, workers, and communities have felt for years.

The College Meltdown is here. And it’s reshaping the future of higher education in America.