Big changes are coming to how families pay for college — and some colleges will need to get creative. New Parent PLUS loan caps ($20K/year, $65K total) mean schools where parents used to borrow six figures, or 50%+ of families relied on these loans will need to rethink their financial strategies. That includes several art schools and HBCUs — institutions that have long opened doors for talented students. While the full impact is still unfolding, this could spark new conversations about affordability, access, and better support for families. Change is never easy — but it can lead to smarter, more sustainable solutions for students and schools alike.
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