Search This Blog

Showing posts sorted by date for query Student loan stories. Sort by relevance Show all posts
Showing posts sorted by date for query Student loan stories. Sort by relevance Show all posts

Wednesday, July 23, 2025

The Digital Dark Ages of Higher Education: Greed, Myth, and the Ghosts of Lost Knowledge

In a time of unprecedented data collection, artificial intelligence, and networked access to information, it seems unthinkable that we could be slipping into a new Dark Age. But that is precisely what is unfolding in American higher education—a Digital Dark Age marked not just by the disappearance of records, but by the disappearance of truth.

This is not a passive erosion of information. It is a systemic, coordinated effort to conceal institutional failure, to commodify public knowledge, and to weaponize mythology. It is a collapse not of technology, but of ethics and memory.

A Dark Age in Plain Sight

Digital decay is usually associated with vanishing files and outdated formats. In higher education, it takes the more sinister form of intentional erasure. Data that once offered accountability—graduation rates, job placement figures, loan default data, even course materials—have become reputational liabilities. When inconvenient, they vanish.

Gainful Employment data disappeared from federal websites under the Trump administration. Student outcomes from for-profit conversions are obscured through accounting tricks. Internal audits and consultant reports sit behind NDAs and paywalls. And when institutions close or rebrand, their failures are scrubbed from the record like Soviet photographs.

This is a higher education system consumed by image management, where inconvenient truths are buried under branded mythologies.

The Robocolleges and the Rise of the Algorithm

No phenomenon illustrates this transformation more starkly than the rise of robocolleges—fully online institutions like Southern New Hampshire University, University of Phoenix, and Liberty University Online. These institutions, driven more by enrollment growth than educational mission, are built to scale, surveil, and extract.

Their architecture is not intellectual but algorithmic: automated learning systems, outsourced instructors, and AI-driven behavioral analytics replace human-centered pedagogy. Data replaces dialogue. And all of it happens behind proprietary systems controlled by Online Program Managers (OPMs)—for-profit companies like 2U, Academic Partnerships, and Wiley that handle recruitment, curriculum design, and marketing for universities, often taking a majority cut of tuition revenue.

These robocolleges aren’t built to educate; they’re built to profit. They are credential vending machines with advertising budgets, protected by political lobbying and obscured by branding.

And they are perfectly suited to a Digital Dark Age, where metrics are manipulated, failures are hidden, and education is indistinguishable from a subscription service.

Myth #1: The College Degree as Guaranteed Mobility

The dominant myth still peddled by these institutions—and many traditional ones—is that a college degree is a golden ticket to upward mobility. But in an economy of stagnant wages, rising tuition, and unpayable debt, this narrative is a weapon.

Robocolleges and their OPM partners sell dreams on Instagram and YouTube—“Success stories,” “first-gen pride,” and inflated salary stats—while ignoring the mountains of debt, dropout rates, and lifelong economic precarity their students face. And when those stories come to light? They disappear behind legal threats, settlements, and strategic rebranding.

The dream has become a trap, and the myth has become a means of extraction.

Myth #2: Innovation Through EdTech

“Tech will save us” is the second great myth. EdTech companies promise to revolutionize learning through adaptive platforms, AI tutors, and automated assessments. But what they really offer is surveillance, cost-cutting, and outsourcing.

Institutions are increasingly beholden to opaque algorithms and third-party platforms that strip faculty of agency and students of privacy. Assessment becomes analytics. Learning becomes labor. And the metrics these systems produce—completion rates, engagement data—are as easily manipulated as they are misunderstood.

Far from democratizing education, EdTech has helped turn it into a digital panopticon, where every click is monetized, and every action is tracked.

Myth #3: The Digital Campus as a Public Good

Universities love to claim that their digital campuses are open and inclusive. But in truth, access is restricted, commercialized, and disappearing.

Libraries are gutted. Archives are defunded. Publicly funded research is locked behind publisher paywalls. Historical documents, administrative records, even syllabi are now ephemeral—stored on private platforms, subject to deletion at will. The digital campus is a gated community, and the public is locked out.

Third-party vendors now control what students read, how they’re taught, and who can access the past. Memory is no longer a public good—it is a leased service.

Greed, Cheating, and Digital Amnesia

This is not simply a story about decay—it is a story about cheating. Not just by students, but by institutions themselves.

Colleges cheat by manipulating data to mislead accreditors and prospective students. OPMs cheat by obscuring their contracts and revenue-sharing models. Robocolleges cheat by prioritizing growth over learning. And all of them cheat when they hide the truth, delete the data, or suppress the whistleblowers.

Faculty are silenced through non-disclosure agreements. Archivists are laid off. Historians and librarians are told to “streamline” and “rebrand” rather than preserve and inform. The keepers of memory are being dismissed, just when we need them most.

Myth as Memory Hole

The Digital Dark Ages are not merely a result of failing tech—they are the logical outcome of a system that values profit over truth, optics over integrity, and compliance over inquiry.

Greed isn’t incidental. It’s the design. And the myths propagated by robocolleges, OPMs, and traditional universities alike are the cover stories that keep the public sedated and the money flowing.

American higher education once aspired to be a sanctuary of memory, a force for social mobility, and a guardian of public knowledge. But it is now drifting toward becoming a black box—a mythologized, monetized shadow of its former self, accessible only through marketing and controlled by vendors.

Without intervention—legal, financial, and intellectual—we risk becoming a society where education is an illusion, memory is curated, and truth is whatever survives the deletion script.


Sources and References:

  • Savage Inequalities, Jonathan Kozol

  • Tressie McMillan Cottom, Lower Ed

  • Christopher Newfield, The Great Mistake

  • Nancy MacLean, Democracy in Chains

  • U.S. Department of Education archives (missing Gainful Employment data)

  • “Paywall: The Business of Scholarship” (2018)

  • SPARC (Scholarly Publishing and Academic Resources Coalition)

  • Internet Archive reports on digital preservation

  • ProPublica and The Century Foundation on OPMs and robocolleges

  • Faculty union reports on librarian and archivist layoffs

  • Inside Higher Ed and The Chronicle of Higher Education coverage of data manipulation, robocolleges, and institutional opacity

Tuesday, July 22, 2025

Higher Education Inquirer Nears One Million Views: Investigative Journalism Drives Unprecedented Growth

The Higher Education Inquirer (HEI) is approaching a significant milestone: nearly one million total views expected by September 2025. This achievement underscores the growing demand for investigative journalism that holds higher education institutions accountable.

HEI's traffic growth has been steady for more than a year with an explosive rise over the last few months. In the first quarter of 2025, the site recorded about 132,000 views, showing increased interest. By June, monthly views passed 160,000. The highest single-day traffic came yesterday, July 21, 2025, with 10,391 views, breaking previous records. This peak coincided with the release of several articles on economic and social issues facing students, student loan debtors, and young workers.

Key articles included Bryan Alexander’s examination of whether higher education still makes financial sense for students. Our staff contributed reports on young workers’ declining confidence in the job market and the expanding role of fintech companies like SoFi in student loans.

HEI also covers broader social and political topics. An article on June 25 about Gaza’s humanitarian crisis and campus dissent drew hundreds of views, showing the publication’s interest in global issues related to academic freedom and student activism.

One of the most significant examples of HEI’s investigative reporting has been its ongoing coverage of corruption and scandal in the Los Angeles Community College District (LACCD). In May and June 2025, HEI published detailed exposés documenting alleged fraud, retaliation against whistleblowers, grade manipulation, wage theft, and falsification of faculty credentials. These stories brought to light longstanding issues within LACCD, including actions by administrators such as Annie G. Reed, whose conduct has repeatedly raised serious concerns since at least 2016.

The impact of HEI’s coverage extended beyond readership numbers. After critical articles published by allied independent media outlets were removed from online platforms, HEI stood firm in reporting these issues, highlighting the challenges faced by whistleblowers and the vital role of independent journalism in holding institutions accountable.

In July 2025, HEI published an in-depth investigation revealing the Pentagon's longstanding relationship with for-profit colleges, particularly through the Council of College and Military Educators (CCME). The investigation uncovered how these institutions have exploited military-connected students, veterans, and their families, benefiting from federal programs like the Post-9/11 GI Bill and Department of Defense Tuition Assistance. Despite multiple Freedom of Information Act (FOIA) requests, the Department of Defense has withheld critical documents, raising questions about transparency and accountability in military education partnerships.

Additionally, HEI's reporting on the exploitation of veterans under the guise of service highlighted how politicians, government agencies, and nonprofits have failed to protect those who have served. The investigation revealed that instead of supporting veterans, these entities have perpetuated systems that prioritize self-interest over the well-being of veterans, leading to wasted benefits and poor educational outcomes.

Several factors explain HEI’s growth. The publication relies on original documents obtained through Freedom of Information Act requests, legal filings, and insider accounts to reveal facts often missed by mainstream media. This research appeals to readers seeking solid information.

Contributions from scholars and activists like Bryan Alexander, Henry Giroux, David Halperin, and Michael Hainline add context that helps readers understand education trends and policies.

HEI focuses on long-term issues such as adjunct faculty exploitation, college closures, student debt, and the privatization of public education, rather than fleeting news. This approach builds a loyal audience interested in ongoing analysis.

The site offers free access without paywalls or advertising, encouraging sharing and reader interaction through comments, tips, and feedback. Its presence on social media and forums like Reddit helps reach more readers organically.

Central to HEI’s mission is a commitment to transparency, accountability, and value in higher education. The publication seeks not only to reveal problems but also to hold institutions and policymakers responsible. HEI stresses that higher education must deliver real financial, social, and intellectual value and that openness is key to achieving this.

The political and economic context has also contributed to HEI’s growth. Lasting effects of Trump-era policies—such as changes in Title IX enforcement, rollbacks of diversity efforts, and disputes over federal funding—have increased public interest. HEI’s clear, evidence-based coverage helps readers understand these complex changes.

Public concerns about rising student debt, now over $1.7 trillion nationwide, and doubts about the value of college degrees have also driven readers to HEI. At the same time, debates around campus culture and diversity heighten demand for balanced reporting.

As HEI nears its million-view goal, it plans to expand investigative work, grow its viewership base, and increase community engagement through interactive features and reader participation. The publication intends to continue monitoring higher education’s power structures and highlight factors affecting students, faculty, and institutions.

In a time of declining trust in mainstream media and widespread misinformation, HEI’s growth shows a strong need for journalism that is thorough, honest, and focused on those involved in higher education.

For readers seeking clear, direct insight on changes in colleges and universities, HEI offers an essential platform—living up to its motto, “Ahead of the Learned Herd.” Its rise marks a shift toward more accountable journalism in the field.

Monday, July 21, 2025

Borrower Defense Stories: The Human Cost of Higher Education Fraud

Over the past month, the Higher Education Inquirer has chronicled the experiences of borrowers misled by predatory institutions—mainly for-profit colleges—through its Borrower Defense Story Series. These narratives shed light on the deeply personal consequences of institutional deception and a federal loan forgiveness process that is often slow, bureaucratic, and uneven in its outcomes.

The stories are as diverse as the students who tell them, but they share a common theme: individuals who sought to improve their lives through education but were instead left with debt, broken promises, and uncertain futures.

In the first story, “I Did Everything Right. And I’m Still Paying for a Degree I Never Got,” a single mother describes her experience at Chamberlain University School of Nursing. She followed every instruction, met every deadline, and committed herself to a profession in health care. Yet she never earned her degree. Despite this, she remains burdened with thousands of dollars in student loan debt. Her borrower defense application has yet to yield relief.

In “Anxiety & Interest (KH),” another borrower shares her journey with Kaplan University Online. Lured by promises of job placement and flexibility, KH soon realized that the school’s assurances were empty. The debt accumulated rapidly. After transferring to another college and completing her degree elsewhere, she applied for borrower defense, but the outcome remains unclear. Her story highlights the emotional and psychological toll of dealing with deceptive institutions and a broken loan forgiveness system.

The third story in the series, “Modern Indentured Servitude,” critiques the broader system of higher education finance. It describes how students—particularly those without wealth or institutional support—are drawn into debt relationships that limit their freedom, autonomy, and economic mobility. Rather than offering a pathway to security or upward mobility, college becomes a mechanism of financial entrapment.

In the most recent installment, “Fashion Gone Bad for a Private Student Borrower,” a former fashion student recounts how she took on private loans to attend a program marketed with glowing career outcomes. In reality, the education was minimal, job prospects were nonexistent, and her private loans—unlike federal loans—offered no path for borrower defense relief. The result was financial devastation with no recourse.

These stories are not isolated. As of April 30, 2024, over 974,000 borrowers had received more than $17 billion in loan discharges under the borrower defense rule. Many of these were through group claims tied to settlements involving institutions like Corinthian Colleges, ITT Tech, and DeVry. However, hundreds of thousands of other borrowers still await decisions, and many more are excluded entirely—either because they took out private loans, their schools were not included in settlements, or their claims have been delayed indefinitely.

The Borrower Defense to Repayment rule was intended to protect students from institutional fraud. But implementation has been marred by political interference, legal challenges, inconsistent enforcement, and an overwhelmed bureaucracy. The HEI story series captures what those numbers and legal filings cannot: the lived experience of people who were deceived, indebted, and left behind.

HEI continues to collect and share these narratives—not only to document harm but to advocate for deeper accountability, faster relief, and a transformation of the credential-based education economy that profits from the desperation of working-class students.

Sources
https://www.highereducationinquirer.org/2025/07/i-did-everything-right-and-im-still.html
https://www.highereducationinquirer.org/2025/07/fashion-gone-bad-for-private-student.html
https://www.gao.gov/products/gao-24-106530
https://standup4borrowerdefense.com
https://www.insidehighered.com/news/government/student-aid-policy/2023/10/24/colleges-concerned-about-rise-borrower-defense-claims

Sunday, July 20, 2025

Borrower Defense Story 4: Fashion Gone Bad for Private Student Loan Borrower (Depressed Debtor)

As many high school students start looking for higher education options as graduation approaches, I had no idea what I was looking for. My parents worked in the food/service industry my whole life and no one in my family attended college. I knew I wanted something more. I came across International Academy Of design & Technology (IADT) at a college fair held at my high school. Which was a low income public high school.
 
IADT marketed themselves in a different way than any other university. They prided them self on that we can get hands on experience, work right in the industry, travel around for classes, classes were morning or night and that I can be done with a bachelors degree within 3 years. All while working right in the industry with mentors that the school will help set us up with. This all was perfect, as I had to still work to make money to live. I was so excited that I could do all this hands-on work and get a degree too. I knew that a 4-year university would never work for me.

I started at the Las Vegas campus. Within a few months I noticed that it was nothing that they promised me. I would ask the teachers and they said it was because the campus was NEW. I decided to switch and go to the Chicago, IL campus. When I did transfer, the school did tell me I had to take out private loans because my federal loans were all maxed out. So I did, not knowing this was a scam. 

As the Chicago campus was more “established” all the lies started to come out and seeing the other students and talking to them. Seeing that this school knew who to target and what kind of places to recruit low-income students. Lie to us, tell us we’ll get great jobs, etc. it was all lies. I never had a fashion “mentor” I never worked with major brands, fashion shows. Gosh, I barely learned programs on computers that were to be taught. I knew if I dropped out my parents (not too smart to begin with) would never understand. I stayed and just hoped for the best, working hard and trying to find connections myself. It was hard, I was 19 trying to find my way in life with no guidance. I had a mental breakdown. It caused me many relationships, money struggles, my faith and low confidence that got me into a social life mess.

The past 15 years of having a useless degree and 100k in private student debt. The only job I could ever get was a retail manger making $40,000 a year. I had many interviews with top brands like Nordstrom, Zappos, Macys, ETC, they all pretty much laughed in my face saying I had no degree just debt. I was never qualified for a buyer job, or a marketing manager at the brand. I went to school and all that debt for what? To make $40,000 a year. Being forced to pay $500+ in private student loans a month , that’s all I got. If I miss one payment I start to get threatening calls saying I need to pay or I’ll be sent to a collections agency, and they will start to take my wages. The lender (MOHELA) says they will work with me but they never do. Interest rates on the loans are 5% or higher. 

I cannot save, I have no retirement, I don’t own a house, car, no credit cards.my credit score has never been above 500. 

No American dream for me and my family. 

After paying my loans I barely could survive. I would love to file for bankruptcy, but I can’t, because the “Private loans” are not able to come off. But, When I do ask the lender (MOHELA) they tell me private loans are like a credit card, so why can’t I file for bankruptcy? Doing research on all the private loans, reading other stories of people in the same mess and all saying that we were victims of fraud. it’s a scheme of the poor stays poor and the rich, stays rich.

This loan has caused nothing but mental breakdowns and depression. I have to choose to dress my kids and put food on the table or pay this useless loan. It was all lies. I’m beyond terrify that a marshall will pound my door down when I’m late on payments. Once COVID hit I lost my job in retail and could never get back in at a manager level. Only way was working hours that I could never raise my family. I now clean houses to be able to have a family life. I have thought about going back to school and get more loans but nothing at this point can get me out of the mess I’m in.

I fell for a scam and for that I hate myself for doing it. I lost my faith and life to this loan. It controls me. I am not making anywhere near the money I was promised by IADT.

After doing countless attempts of the Misconduct application and being denied every time. I have read that MOHELA has discharged student loans that were 7+ months or more in default. But nothing for the ones that have been struggling to pay? I am trying to do what’s right. Yet again I was screwed. MOHELA has not worked with me they have just caused me to be terrified of life and a prisoner of this loan while I live paycheck to paycheck with a useless bachelor's degree.

Saturday, July 19, 2025

Degrees of Distraction: Clickbait Culture in Higher Education Media

A growing number of mass-market media outlets like MSN are flooding social media and news aggregators with listicle-style content that oversimplifies the complex realities of higher education. These articles—such as “These 16 College Majors Lead Straight to Debt and Disappointment,” “How Student Loan Debt Can Ruin Your Life,” and “The 10 Most Difficult College Degrees & The 10 Easiest”—traffic in anxiety and fear. They promise clarity but offer only distraction, substituting nuanced analysis with sensational headlines and shallow comparisons.

The underlying message of these articles is rarely subtle: if you pick the wrong major or underestimate the burden of student loans, you’re doomed. The reader is often shown a carousel of exaggerated personal stories, stripped of context and reduced to cautionary tales. At the same time, the articles ignore the broader, systemic forces that have made higher education more financially perilous for millions of Americans.

By presenting debt as a purely personal failure rather than a predictable outcome of policy decisions, financial deregulation, and corporate capture, these pieces shift the blame away from institutions and onto individual students. They rarely address how college costs have skyrocketed while wages have stagnated, how the Department of Education has been gutted and restructured, or how student loan servicing companies routinely mislead borrowers with little accountability. They don’t examine the role of for-profit schools, accreditors, or real estate developers profiting from campus-adjacent housing. Nor do they challenge the myth that higher education is a guaranteed path to upward mobility.

Instead, they pit majors against each other. Humanities, social sciences, and creative arts are portrayed as reckless luxuries. STEM majors are celebrated as pragmatic, even though the return on investment depends heavily on where one studies, who one knows, and whether one can persist in often toxic or exclusionary academic cultures. Even the categorization of “difficult” versus “easy” majors is misleading, based more on GPA averages than actual workload, long-term intellectual challenge, or student engagement.

This kind of journalism contributes to a growing anti-intellectualism. It discourages students from following their passions or pursuing degrees that may not yield high financial returns but are essential to a functioning democracy. It feeds a cultural narrative that sees college as a consumer transaction rather than a public good. The result is a media ecosystem where student fear becomes a revenue stream, and informed decision-making is replaced by click-through bait.

These articles also crowd out deeper investigations. Where is the coverage of ongoing borrower defense claims against predatory schools? Where is the sustained attention to the impact of private equity in education? Where is the reporting on how schools game federal regulations like Gainful Employment or misuse nonprofit status to enrich executives? Instead of informing readers about these realities, MSN and similar platforms serve up recycled headlines designed to generate outrage, not insight.

The Higher Education Inquirer calls for a higher standard of reporting—one that holds power to account and equips students with more than slogans and salary charts. Young people navigating college in 2025 are not fools or naive dreamers. They are facing an increasingly rigged game, one that demands critical thinking, not consumer shaming. They deserve journalism that investigates, not indoctrinates.

Sources
MSN: “These 16 College Majors Lead Straight to Debt and Disappointment”
MSN: “How Student Loan Debt Can Ruin Your Life”
MSN: “The 10 Most Difficult College Degrees & The 10 Easiest”
National Center for Education Statistics
The Institute for College Access and Success
The Century Foundation
Department of Education FOIA archives
Higher Education Inquirer investigations on student loan fraud and federal oversight

Tuesday, July 15, 2025

Borrower Defense Story 3: Modern Indentured Servitude (Feral Woman)

[Editor's note:  This is the third story in our series on the social and philosophical dimensions of Borrower Defense to Repayment. We hope that by sharing these stories, more people will understand why Borrower Defense is morally essential.] 

I went to school so I could lift myself out of poverty. I went and learned a trade in healthcare that I was told would have an income that would be more than enough to pay my loans. I vetted current providers in the field and learned what would be needed to be successful. 

The school made a lot of promises, but they misrepresented information and, in some cases, completely lied about our profession and our income ability. My profession at the time was averaging 25k-35k/yr in income. They told us it was 100k-125k in order to justify taking out 100k to pay for the education. 

I lived simply and thought that as long as I made 100k I could easily pay my loans back within two years. No student loan should take more than 3 years to pay back, and I had a plan to do it in two.
 
I graduated in the height of the second financial crash of my lifetime - 2007/2008. Turns out there were no jobs available prior to this crash and certainly wasn't during the crash. Opening a practice was impossible and due to illness of both myself and my partner at the time, we were in deep poverty with only a roof over our head due to family. I was able to secure a part-time job at a grocery store. During this time, I also found out that my 4 year medical degree meant nothing outside of the field I was in - also another lie from the school. I couldn't transition to any other medical profession without starting over.

I made 12- 20k a year for several years in unrelated fields, meanwhile catastrophic interest was building. Congress had also passed a law to block bankruptcy and to add capitalized interest to student loans in 2005 - which is considered predatory lending in almost all types of lending, especially for large loans. My interest rate was averaging 8%. As a former business analyst, I knew this was going to have catastrophic impacts.

Since that time, I have tried to pass a student loan bill for the last 17 years that would solve this for 95% of borrowers from the past, current and future. 

I borrowed 108k, paid 85k and I owe close to 260k for this specific degree. I have tried leaving the profession for the last 15 years but have been stuck because of the loans and no one wanting to hire me outside of my profession. I've had a few part-time jobs, but those have also dried up.

I filed for Borrowers Defense, but don't have high hopes that this will be approved under this administration, despite my school being closed down. My education has been a lifetime sentence of indentured servitude. I've been in crisis since I graduated and have never known a moment of peace. I had started to feel some hope in 2019, but lost everything and more in the pandemic and have now declared bankruptcy and will attempt an "adversarial proceeding" to get relief from my student loans as well. It will cost between 6-12k to file for adversarial proceedings with no guarantee I'll win.

I also recently found out that my IBR should have been approved in Jan 2025 for full cancellation, but instead the administration INCREASED the number of years of repayment another 12 years.

If it weren't for my son, I would have fled this country 18 years ago and started over. As it is, I'm preparing to leave because of the fear of debtors' prisons for people like me. I absolutely can not afford any additional payment to my student loans. Despite hard work to change careers and well over 3k applications in the last 4 years, not including prior to that, I keep being told my education and credentials are not enough, even in the field I'm in.

This insanity is easy to fix. Yet, neither Democrats nor Republicans have been willing to pass basic laws to restore (yes restore) sanity to education and student loans.

Sunday, July 13, 2025

The Functional Poverty of US Higher Education

In 1971, sociologist Herbert J. Gans published The Positive Functions of Poverty, a provocative essay that argued poverty persists not due to a lack of solutions, but because it benefits powerful institutions. Over fifty years later, his thesis haunts U.S. higher education, which does not merely reflect inequality but actively relies on it. The system functions less as an engine of mobility and more as a mechanism for managing and monetizing the poor.

Today, poverty is not an accident of the US higher education system—it is a prerequisite for its operation.

Poverty as Institutional Legitimacy

Colleges and universities frequently promote themselves as pathways out of poverty, showcasing stories of Pell Grant recipients and first-generation students to validate their missions. These narratives help secure federal funding, private donations, and political goodwill. Yet the vast majority of poor students never cross the commencement stage. Instead, their presence serves to bolster institutional credibility while masking the reality of systemic failure.

Programs like TRIO, GEAR UP, and Promise scholarships function not to eliminate poverty, but to manage it. They offer modest hope while ensuring the system continues undisturbed.

Poor Students as a Revenue Stream

The financial foundation of higher education rests heavily on low-income students. For-profit colleges, many of them reincarnated under new branding or partnerships, depend almost entirely on federal aid and student loans tied to impoverished enrollees. These institutions aggressively recruit students with big promises and deliver little in return. Graduation rates remain dismal, while student debt mounts.

Private student lenders have filled the remaining gaps left by federal aid caps and rising tuition. Fintech platforms like SoFi, College Ave, and Earnest offer loans with complex terms and minimal consumer protections, particularly to vulnerable students desperate for access. For many borrowers, this creates a lifetime of indebtedness for a credential that may never yield a return.

The Administrative Industry of Poverty

A burgeoning sector of higher education administration is devoted to managing the symptoms of poverty. Diversity, Equity, and Inclusion (DEI) offices—now under political assault—often oversee food banks, mental health outreach, and “resilience” programming for first-gen students. Meanwhile, a growing HR specialty has emerged to “track and support” the poor.

These staffers may act with sincere intention, but their existence also reveals the transactional nature of institutional concern. Without poor students to manage, their roles—and the bureaucracies behind them—would shrink. Food insecurity and academic struggle have become normalized to the point that colleges maintain food pantries as a permanent feature of campus life.

Exploiting the Educated Underclass

As sociologist Gary Roth has observed, higher education produces a surplus of credentialed workers with no corresponding demand. These graduates, often from poor backgrounds, return to campus as adjunct faculty, graduate assistants, or gig workers—essential but expendable.

Their labor sustains the system at low cost. They teach core courses, staff libraries, and support faculty research while earning poverty wages themselves. The promise of education becomes a loop of unfulfilled mobility.

Poor Students as Research Subjects

Low-income students are not only sources of revenue and labor—they are also the subjects of academic research. Entire disciplines, from sociology to education and public health, have been built upon the study of poverty. Yet few researchers challenge the institutional structures that perpetuate the very inequalities they document.

Faculty careers flourish. Tenure is won. Grants are secured. The students themselves often see no tangible benefit from this knowledge production.

Reinforcing the Myth of Meritocracy

Elite universities use a handful of poor students to validate the myth of meritocracy. These “success stories” are amplified through PR campaigns, donor appeals, and glossy admissions brochures. They function as symbolic proof that the system works—even as the vast majority of poor students are shunted into lower-tier institutions with fewer resources and worse outcomes.

The truth is clear: wealth remains the strongest predictor of educational success in the United States.

Stratification by Design

The U.S. higher education system is structured to reproduce class hierarchy. Community colleges and regional public universities disproportionately enroll poor and working-class students. Flagship publics and elite privates cater to the children of the professional and ruling classes.

This credentialing hierarchy maintains social order while offering just enough upward mobility to justify its existence.

Political Utility: Blame the Poor

When institutions face financial shortfalls or declining enrollment, they often scapegoat the poor. Students are labeled unprepared, unmotivated, or emotionally fragile. Rarely are structural causes—such as rising tuition, defunded public services, or predatory loan systems—acknowledged.

Neoliberal reforms and conservative attacks on “woke” education continue to target vulnerable populations, obscuring the institutional failures that drive inequity.

Private Equity and the Monetization of Student Housing

One of the latest frontiers in the commodification of poverty within higher education is campus-adjacent real estate. Private equity (PE) firms are aggressively acquiring student housing near flagship state universities, turning basic shelter into another site of financial extraction.

Evidence of PE Expansion:
Private equity firms such as Investcorp, Rockpoint, and KKR have amassed significant portfolios of student housing near schools like the University of Florida, University of Texas at Austin, and College of Charleston. These acquisitions are not random—they target institutions with large, stable enrollment and limited new housing supply.

Rents on the Rise:
In cities like Tampa, rents increased by 49% from 2019 to 2023—a jump partly attributed to institutional investors, although the exact role of PE firms in driving this increase is contested. Still, anecdotal reports and advocacy groups point to rising rents, increased fees, and aggressive management practices following PE takeovers.

Housing Scarcity as Leverage:
While it's difficult to isolate private equity's influence from broader housing shortages and enrollment growth, it's clear that PE is exploiting structural constraints—just as for-profit colleges exploit financial aid loopholes. Where public universities fail to build sufficient housing, private investors step in, profiting from desperation.

A System That Needs Poverty

Herbert Gans argued that poverty survives because it serves essential functions for society’s powerful institutions. In American higher education, this dynamic is not theoretical—it is lived reality. Colleges and universities don’t just educate the poor; they extract value from them at every level.

From student loans and real estate speculation to adjunct labor and administrative bloat, the system is built around managing—not eradicating—poverty.

Until higher education confronts its own complicity in perpetuating structural inequality, it will remain what it is today: an industry that feeds on hope, and thrives on hardship.

Sources
Gans, Herbert J. “The Positive Functions of Poverty.” American Journal of Sociology, 1971.
Roth, Gary. The Educated Underclass: Students and the Promise of Social Mobility. Pluto Press, 2019.
National Center for Education Statistics (NCES)
U.S. Department of Education, College Scorecard
Private Equity Stakeholder Project
RealPage Analytics
Advocacy reports on student housing and rent inflation
Higher Education Inquirer FOIA research files

Wednesday, July 9, 2025

Los Angeles Community College District Claims to Be Facing State Takeover Amid Allegations of Fraud and Censorship in LAVC Media Arts Department (LACCD Whistleblower)

The Los Angeles Community College District (LACCD) may be facing state takeover within two years due to overextended hiring and budget mismanagement, as discussed during a May 2025 meeting of the Los Angeles Valley College (LAVC) Academic Senate. Faculty warned that the looming financial crisis could result in mass layoffs—including tenured staff—and sweeping program cuts.

Start Minutes LAVC Academic Senate

“R. Christian-Brougham: other campuses have brand new presidents doing strange things. If we don’t do things differently as a district, from the mouth of the president in two years we’ll be bankrupt and go into negative.
 Chancellor has responsibility
C. Sustin  asks for confirmation that it is the Chancellor that can and should step in to curb campus budgets and hirings.
R. Christian-Brougham: the Chancellor bears responsibility, but in the takeover scenario, the Board of Trustees – all of them – would get fired
E. Perez: which happened in San Francisco
C. Sustin: hiring is in the purview of campuses, so they can’t directly determine job positions that move forward?
R. Christian-Brougham: Chancellor and BoT could step in and fire the Campus Presidents, though.
E. Perez: in next consultation with Chancellor, bringing this up.
C. Maddren: Gribbons is not sitting back; he’s acting laterally and going upward
E. Thornton: looping back to the example of City College of San Francisco: when the takeover happened there the reductions in force extended to multiple long-since-tenured members of a number of disciplines, including English. For this and so many other reasons, it was a reign of terror sort of situation. So we really need to push the Chancellor.”

End Minutes Academic Senate

https://go.boarddocs.com/ca/laccd/Board.nsf/vpublic?open#

The dire financial outlook comes as new scrutiny falls on LAVC’s Media Arts Department, already under fire for years of alleged fraud, resume fabrication, and manipulation of public perception. Central to these concerns is the department’s chair, Eric Swelstad, who also oversees a $40,000 Hollywood Foreign Press Association (Golden Globe) grant for LAVC students—a role now drawing sharp criticism in light of mounting questions about his credentials and conduct.

Over the past two months, a troubling wave of digital censorship has quietly erased years of documented allegations. In May 2025, nearly two years’ worth of investigative reporting—comprising emails, legal filings, and accreditation complaints—were scrubbed from the independent news site IndyBay. The removed content accused Swelstad of deceiving students and the public for over two decades about the quality and viability of the Media Arts program, as well as about his own professional qualifications.

In June 2025, a negative student review about Swelstad—posted by a disabled student—disappeared from Rate My Professor. These incidents form part of what appears to be a years-long campaign of online reputation management and public deception.



An AI-driven analysis of Rate My Professor entries for long-serving Media Arts faculty—including Swelstad, Arantxa Rodriguez, Chad Sustin, Dan Watanabe, and Jason Beaton—suggests that the majority of positive reviews were written by a single individual or a small group. The analysis cited "Identical Phrasing Across Profiles," "Unusually Consistent Tag Patterns," and a "Homogeneous Tone and Style" as evidence:

“It is very likely that many (possibly a majority) of the positive reviews across these faculty pages were written by one person or a small group using similar templates, tone, and strategy… The presence of clearly distinct voices, especially in the negative reviews, shows that not all content comes from the same source.”

A now-deleted IndyBay article also revealed emails dating back to 2016 between LAVC students and Los Angeles Daily News journalist Dana Bartholomew, who reportedly received detailed complaints from at least a dozen students—but failed to publish the story. Instead, Bartholomew later authored two glowing articles featuring Swelstad and celebrating the approval of LAVC’s $78.5 million Valley Academic and Cultural Center:

* *"L.A. Valley College’s new performing arts center may be put on hold as costs rise,"* Dana Bartholomew, August 28, 2017.

  [https://www.dailynews.com/2016/08/09/la-valley-colleges-new-performing-arts-center-may-be-put-on-hold-as-costs-rise/amp/](https://www.dailynews.com/2016/08/09/la-valley-colleges-new-performing-arts-center-may-be-put-on-hold-as-costs-rise/amp/)

* *"L.A. Valley College’s $78.5-million arts complex approved in dramatic downtown vote,"* Dana Bartholomew, August 11, 2016.
  [https://www.dailynews.com/2016/08/11/la-valley-colleges-785-million-arts-complex-approved-in-dramatic-downtown-vote/](https://www.dailynews.com/2016/08/11/la-valley-colleges-785-million-arts-complex-approved-in-dramatic-downtown-vote/)

Among the most explosive allegations is that Swelstad misrepresented himself as a member of the Writer’s Guild of America (WGA), a claim contradicted by official WGA-West membership records, according to another redacted IndyBay report.

This appears to be the tip of the iceberg according to other also scrubbed IndyBay articles

Other questionable appointments, payments, and student ‘success stories’ in the Los Angeles Valley College Media Arts Department include:

* **Jo Ann Rivas**, a YouTube personality and former Building Oversight Committee member, was paid as a trainer and presenter despite reportedly only working as a casting assistant on the LAVC student-produced film *Canaan Land*.

(https://transparentcalifornia.com/salaries/2018/los-angeles-district/jo-ann-rivas/)

* **Robert Reber**, a student filmmaker, was paid as a cinematography expert.

(https://transparentcalifornia.com/salaries/2017/los-angeles-district/robert-reber/)

* **Diana Deville**, a radio host and LAVC alumna with media credits, served as Unit Production Manager on *Canaan Land*, but her resume claims high-profile studio affiliations including DreamWorks, MGM, and OWN.

(https://www.tnentertainment.com/directory/view/diana-deville-13338)

The film *Canaan Land*, made by LAVC Media Arts students, has itself raised eyebrows. Filmmaker Richard Rossi claimed that both it and his earlier student film *Clemente* had received personal endorsements from the late Pope Francis. These assertions were echoed on *Canaan Land*'s GoFundMe page, prompting public denials and clarifications from the Vatican in *The Washington Post* and *New York Post*:

[https://www.washingtonpost.com/news/early-lead/wp/2017/08/17/after-july-miracle-pope-francis-reportedly-moves-roberto-clemente-closer-to-sainthood/]
* [https://nypost.com/2017/08/17/the-complicated-battle-over-roberto-clementes-sainthood/]

Censorship efforts appear to have intensified following the publication of a now-removed article advising students how to apply for student loan discharge based on misleading or fraudulent education at LAVC’s Media Arts Department. If successful, such filings could expose the department—and the district—to financial liability.

But the highest-profile financial concern is the 2020 establishment of the **Hollywood Foreign Press Association’s $40,000 grant** for LAVC Media Arts students, administered by Swelstad:

* [HFPA Endowed Scholarship Announcement (PDF)](https://www.lavc.edu/sites/lavc.edu/files/2022-08/lavc_press_release-hfpa-endowed-scholarship-for-lavc-film-tv-students.pdf)
* [LAVC Grant History Document](https://services.laccd.edu/districtsite/Accreditation/lavc/Standard%20IVA/IVA1-02_Grants_History.pdf)

As a disreputable academic administrator with a documented history of professional fraud spanning two decades and multiple student success stories that aren’t, future grant donors may reconsider supporting the Department programs – further pushing the Los Angeles Valley College and by extension the district as a whole towards financial insolvency. 

Tuesday, July 8, 2025

University of Phoenix Uses “Sandwich Moms” to Sell a Debt Trap

In a recent blog post republished on LinkedIn, the University of Phoenix casts itself as a champion for the “sandwich generation” of working mothers—those who are simultaneously raising children and caring for aging parents. The post, co-branded with the lifestyle platform Motherly, portrays the for-profit university as a source of hope for exhausted, career-stalled caregivers. It offers empathy, statistics, and stories about resilience. But what it doesn’t offer is transparency about the financial harm the University of Phoenix has caused to hundreds of thousands of women just like them.

Behind the compassionate messaging is a decades-long record of exploitation, debt, and broken promises. According to data obtained through Freedom of Information Act requests and analyzed by the Higher Education Inquirer, nearly one million former University of Phoenix students owe a combined $21.6 billion in student loan debt. That includes many single mothers and caregivers who were targeted by Phoenix recruiters with promises of flexible degrees and life-changing job opportunities.

The average borrower carries more than $22,000 in federal student debt, and many have seen little to no return on that investment. Worse, tens of thousands of former students have filed Borrower Defense claims with the U.S. Department of Education, asserting that they were defrauded by the university. At least 19,000 of these claims have already been approved as part of the Sweet v. Cardona class action settlement. Phoenix was one of dozens of schools whose practices were deemed harmful enough to merit loan cancellation.

Despite this troubling history, the University of Phoenix continues to market itself as a solution to the very problems it helps perpetuate. The blog post in question focuses on how caregiving responsibilities are limiting women’s careers and how many moms are afraid to speak openly about their dual roles at work. These are serious and well-documented social issues. But the proposed solution—enrolling in a Phoenix program—too often leads to more financial pressure rather than less.

The Higher Education Inquirer has filed multiple FOIA requests related to the University of Phoenix and its pending acquisition by the University of Idaho through Apollo Global Management and the Vistria Group. These include documents related to the total student debt associated with the university, the volume and status of fraud claims, and protective provisions tied to federal liabilities. Taxpayers in Idaho may soon be responsible for this debt legacy, should the controversial acquisition proceed.

None of this is disclosed in Phoenix’s marketing materials. There is no mention of the $191 million settlement with the Federal Trade Commission for deceptive advertising. There is no reference to the school's declining enrollment, cratering reputation, or the tens of thousands of students who left without a degree. Instead, sandwich generation moms are offered inspiration and vague promises of career advancement through convenient online programs.

But convenience is no substitute for credibility. What mothers need are real systemic supports: paid family leave, affordable childcare and eldercare, union protections, and public investment in affordable education. They don’t need another layer of student loan debt imposed by a university with a well-documented record of exploiting their aspirations.

Phoenix’s message may resonate emotionally, but it is ultimately a predatory sales pitch disguised as empowerment. Until for-profit schools like Phoenix are held fully accountable—and until working families have access to genuine public alternatives—we must remain critical of marketing campaigns that prey on the vulnerable.

Sources
Higher Education Inquirer. “New Data Show Nearly a Million University of Phoenix Debtors Owe $21.6 Billion.” July 2024. https://www.highereducationinquirer.org/2024/07/new-data-show-nearly-million-university.html
Higher Education Inquirer. “Pending FOIAs Regarding the University of Phoenix.” December 2024. https://www.highereducationinquirer.org/2024/12/pending-foias-regarding-university-of.html
Federal Trade Commission. “University of Phoenix and Parent Company to Pay $191 Million to Settle FTC Charges.” December 2019. https://www.ftc.gov/news-events/news/press-releases/2019/12/university-phoenix-parent-company-pay-191-million-settle-ftc-charges-they-deceived-prospective-students
U.S. Department of Education. College Scorecard. https://collegescorecard.ed.gov/

Share your stories about life and debt

Student loan debt in the United States has ballooned into a $1.7 trillion crisis, affecting over 43 million borrowers. Beyond the staggering figures, this debt exacts a profound human cost, influencing personal relationships, family dynamics, and long-term financial stability.

The Burden Beyond Graduation

For many, student loans are not just a financial obligation but a lifelong burden. A report by Demos indicates that an education debt of $53,000 can lead to a $208,000 lifetime loss of wealth. This financial strain often delays or derails significant life milestones. According to the Education Data Initiative, 51% of renting student borrowers have postponed homeownership due to their debt, while 22% have delayed starting a business.

Strained Relationships and Delayed Families

The weight of student debt extends into personal relationships. A study by TIAA and MIT AgeLab found that nearly one-quarter of borrowers reported that student loans have led to conflict within their families. Furthermore, the greater the student loan debt, the more likely borrowers are to delay key life events such as marriage and having children.

Multigenerational Impact

Student debt doesn't just affect individual borrowers; it reverberates across generations. Parents and grandparents often co-sign loans or take on debt themselves to support their children's education. The TIAA and MIT AgeLab study revealed that 43% of parents and grandparents who took out loans for their children or grandchildren plan to increase retirement savings once the student loan is paid off. This shift in financial priorities underscores the long-term impact of educational debt on family financial planning.

Mental Health and Emotional Well-being

Beyond financial implications, student debt significantly affects mental health. A study from Harvard Law School's Center on the Legal Profession found that 65% of borrowers reported that their total student loan debt or monthly loan obligation caused them to feel anxious or stressed. Over 70% of those with debts between $100,000 and $200,000 reported high or overwhelming stress levels.

Policy Shifts and Economic Consequences

Recent policy changes have further complicated the landscape for borrowers. The resumption of student loan collections, including wage garnishments and tax refund seizures, has placed millions at risk. As of early 2025, nearly one in four borrowers are behind on their payments, with over 90 days delinquent . This financial strain not only affects individual borrowers but also poses a threat to overall economic growth, as decreased consumer spending impacts broader economic stability.

Shredding the Fabric of Society 

The student loan crisis is more than a financial issue; it's a pervasive force affecting the fabric of American life. From delayed life milestones and strained family relationships to mental health challenges and economic repercussions, the impact is profound and far-reaching. Addressing this crisis requires comprehensive policy reforms that consider the human stories behind the debt figures. Only then can we hope to alleviate the burden and restore financial freedom to millions of Americans.

Share Your Story

The student loan crisis is more than a financial issue; it's a pervasive force affecting the fabric of American life. From delayed life milestones and strained family relationships to mental health challenges and economic repercussions, the impact is profound and far-reaching.

We want to hear from you. If you or someone you know is grappling with the weight of student debt, please consider sharing your story. Your experiences can shed light on the real-world implications of this crisis and help others understand they're not alone.

To share your story, please email us at gmcghee@aya.yale.edu with the subject line "Student Debt Story." Include your name, location, and a brief summary of your experience. We may feature your story in an upcoming article to highlight the human toll of student debt.

Together, we can bring attention to this pressing issue and advocate for meaningful change.

Friday, May 16, 2025

The Watchdogs of Higher Education: Journalists Covering the College Meltdown

In an era of propaganda, PR masquerading as reporting, and shrinking newsroom budgets, a small cohort of journalists continues to ask the difficult questions about U.S. higher education. These writers are the watchdogs, skeptics, and truth-tellers who probe the system's contradictions—exposing corruption, inequality, and the commodification of learning.

While many mainstream outlets have reduced their education desks or opted for click-friendly content, these journalists persist in a more thankless task: investigating the deeper structures that shape college access, affordability, and legitimacy. Their work is essential in this Digital Dark Age, where universities are marketed like tech products and student debt chains millions to futures they did not choose.


Current Watchdogs

  • Josh Moody (Inside Higher Ed)
    Steady and detail-oriented, Moody explores enrollment cliffs, closures, and the survival of regional public colleges.

  • Natalie Schwartz (Higher Ed Dive)
    A sharp analyst of the robocollege sector, Schwartz highlights OPM contracts, predatory recruitment, and accountability gaps.

  • Michael Vasquez (The Chronicle)
    Known for hard-hitting investigations into for-profit schemes and enrollment deceptions.

  • Stephanie Saul (The New York Times)
    Tackles elite admissions, racial bias, and the mechanisms of legacy advantage.

  • Chris Quintana (USA Today)
    Examines the hidden costs of student debt, accreditation breakdowns, and federal oversight failure.

  • Derek Newton (Forbes)
    Unflinching in his critiques of online education scams, weak accreditation, and credential inflation.

  • David Halperin (Republic Report)
    Legal-minded and relentless, Halperin holds the Department of Education and the for-profit lobby to account.

  • Jon Marcus (Hechinger Report / NPR / The Atlantic)
    A veteran storyteller who humanizes systemic crises—affordability, public disinvestment, and policy drift.

  • Rick Seltzer (Chronicle of Higher Education)
    A seasoned reporter, Seltzer has focused on the intersection of state and federal policy, accreditation issues, and the financialization of higher education. His investigative pieces often highlight how policy shifts impact institutions serving the most vulnerable students, particularly in the community college sector. Seltzer’s ability to distill complex policy changes into accessible reporting has made him an essential voice in higher ed journalism.


Those Who’ve Left the Beat (But Not Forgotten)

  • Eric Kelderman (formerly The Chronicle of Higher Education)
    Kelderman offered deeply researched policy analysis and was one of the few who bridged the world of federal education policy and on-the-ground campus effects. His departure leaves a vacuum in longform institutional memory.

  • Katherine Mangan (formerly The Chronicle)
    Known for profiling marginalized students and faculty, Mangan brought empathy and nuance to her reporting. Her stories exposed how abstract policies hit real people—and her absence is deeply felt.

  • Jesse Singal (formerly The Chronicle / NY Mag)
    Though now better known for controversial takes in broader cultural debates, Singal once wrote incisively about the psychology of higher ed policy and the unproven assumptions behind new academic models.

  • Paul Fain (formerly Inside Higher Ed)
    A go-to source for OPMs and workforce ed, Fain had a unique grasp of the tension between labor markets and academic missions. He now writes the The Job newsletter for Work Shift, with a narrower focus.

  • Kelly Field (formerly The Chronicle / freelance)
    Field’s reporting on federal financial aid and for-profit lobbying was some of the most thorough in the industry. Her exit reflects a broader trend: that deeply informed journalists are often priced or pushed out.

  • Goldie Blumenstyk (semi-retired, The Chronicle)
    A longtime chronicler of innovation narratives and public-private partnerships, Blumenstyk now writes occasionally but is no longer on the frontlines. Her absence from regular coverage marks the end of an era.


Why This Matters

Many of these journalists left not because they lost interest—but because media economics, editorial shifts, or burnout drove them out. The result? Fewer people holding institutions accountable. Fewer watchdogs sniffing out robocollege fraud. Fewer investigations into how DEI is dismantled under political pressure. Less public understanding of how tens of millions became student loan serfs.

In their absence, we see the rise of sponsored content, consultant-driven “thought leadership,” and university propaganda dressed as reporting.

At The Higher Education Inquirer, we believe journalism is not just about reporting the news—it’s about building public memory and resisting amnesia. That’s what these current and former reporters have done. And that’s why we honor both those still in the trenches and those who left with their integrity intact.

If this is truly the Digital Dark Age, then we owe everything to those who kept the lights on—even if only for a while.